PHYSICAL DAMAGE COVERAGE
Physical damage coverage is actually a group of insurance coverages for your truck. Including Collision Insurance as well as Comprehensive Insurance Coverage.
Collision insurance protects your truck or vehicle from damages caused by a collision whether it be with another vehicle or a stationary object. Collision coverage will also protect your vehicle from damages incurred from rolling or overturning.
Comprehensive Insurance on the other hand provides your truck or vehicle with insurance protection from damages caused by things other than collision. This can include theft, vandalism, fire and more.
Is physical damage coverage required? Physical damage insurance may be required if you have a loan on your truck or vehicle. Otherwise, this coverage is optional.
Talk to an agent at Lincks Insurance Agency about physical damage coverage. We can provide you with a quote and compare companies and deductibles to see if this may be right for you. Call (800) 531-3417 for a quote.